What does it consist of?
Renters insurance isn’t required by law but your landlord might require you to have a policy. Your landlord’s insurance won’t cover your personal items. You will need renters insurance to protect your belongings from theft or damage from a burst pipe or other cause.
Personal property
It protects you from accidents related to fire, smoke, water, wind, theft or vandalism, among other things.
Civil liability
If someone is injured in your home, we help pay medical expenses as well as claims for accidents in your home.
Coverage
Available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft, or townhouse.
Living expenses
Support for living expenses in the event of loss.